Personal Insurance

Personal Insurance

Byllwych insurance Brokers Personal insurance products provides adequate protection for the policyholder against the risk of damage to property such as building and its content, damage to motor vehicle, injury and serious illness as well as protection against any legal liabilities to third parties associated with the cover. Theses include but not limited to Motor policy, Homeowners policy, Renters/Householders policy, Personal accident policy, Travel policy etc.

Homeowners policy

Our Homeowners insurance policy provide insurance protection for an owner or occupier of a residence used for private, social and domestic purposes. The policy provides cover against damage or loss to the building and/or contents resulting from fire, lightening and allied perils such as explosion, earthquake, bursting or overflowing of water tanks pressured equipment or pipes and Tornado as well as Theft.

The cover can be extended for Personal Accident cover as well as cover for cost of alternative accommodation in case your premise is rendered uninhabitable as a result of the occurrence of an insured peril.

Householders Or Renters’ policy

Our Householders/Renters policy provides insurance protection for the Tenant or Occupier of a house. Although the owner of the house will insure the building, it is important for the tenant to protect his own property. The policy is designed to cover loss or damage to your household goods and personal effects resulting from fire, lightening and allied perils such as explosion, earthquake, bursting or overflowing of water tanks, pressured equipment or pipes and Tornado as well as Theft

Personal Accident

Our Personal Accident insurance policy pays cash benefit to policyholders when involved in a covered accident causing bodily injury such as fracture, dislocations or death as well as resulting into medical expenses/bills, hospital admission fees, ambulance transportation cost and physical therapy charges.

Foreign Travel Policy

Our Foreign Travel insurance policy is designed to cater for the following needs of travelers at various limits of Sum Insureds;

  • Medical expenses arising from an illness or bodily injury
  • Hospitalization costs Repatriation to Ghana after treatment
  • Repatriation of policyholder’ corpse or ashes to Ghana
  • Baggage loss/delay